Terms and Conditions

1. Ownership

Thrive Health Benefits, LLC (“Thrive Health Benefits,” “we,” or “us”) owns all intellectual property rights related to this Website, including its content, design, and software. All rights are reserved, and any unauthorized use is strictly prohibited.

2. Authorized Use of Content

You are permitted to create a single copy of Website content for personal and non-commercial purposes, provided:

• The copy includes “© 2024 Thrive Health Benefits, LLC. All rights reserved.”
• No modifications are made to the content.
• The content is not distributed, published, or shared on any platform.

For Educational Use: Accredited institutions may use Website content for classroom purposes only, provided they obtain prior written approval for any other distribution.

Prohibited Activities:
You may not:

• Reproduce, distribute, or alter content for commercial purposes.
• Use the Website to post or share inappropriate, offensive, or unlawful materials
• Interfere with other users' ability to access or use the Website.

Thrive Health Benefits reserves the right to monitor and remove any inappropriate content or terminate user access without prior notice.

3. Trademarks and Copyrights

The Thrive Health Benefits name, logo, and associated trademarks are the exclusive property of Thrive Health Benefits or their rightful owners. Any unauthorized use is prohibited.

Copyright Notice: © 2020 Thrive Health Benefits, LLC. All rights reserved.

4. Submissions Policy

We do not accept unsolicited ideas, suggestions, or materials (“Submissions”). If you choose to submit content despite this policy:

• You grant Thrive Health Benefits and its affiliates full rights to use, edit, and distribute the Submission without compensation.
• You confirm you own the necessary rights to grant this license.
• Submissions will be treated as non-confidential and non-proprietary.

5. Prohibited Uses of the Website

You may not use the Website to:

• Harm its functionality or disrupt services.
• Access or interfere with our servers, systems, or data without authorization.
• Violate any laws or regulations.

Misuse may result in access termination or legal action.

6. Links to Third-Party Sites

The Website may include links to third-party websites for user convenience. Thrive Health Benefits neither endorses nor takes responsibility for the content or services offered on those sites.

7. Spam and Misuse of Communication Services

Unsolicited emails, spam, and inappropriate use of Website features are strictly prohibited. Thrive Health Benefits reserves the right to filter, block, or remove such activity and may pursue legal remedies if necessary.

8. Export Compliance

Website materials are subject to U.S. Export Administration Laws. By using the Website, you agree to:

• Comply with export regulations.
• Not transfer materials to restricted countries or for prohibited uses.
  Violations may result in penalties under U.S. law.

9. Disclaimer of Warranties

All content on the Website is provided "as is" for general informational purposes. Thrive Health Benefits makes no guarantees regarding accuracy, reliability, or suitability and is not liable for your reliance on the content.

10. Limitation of Liability

To the maximum extent permitted by law:

• Thrive Health Benefits is not liable for any direct, indirect, or incidental damages arising from Website use.

11. Copyright Infringement Complaints

If you believe material on the Website infringes your copyright, please notify us at support@thrivehealthbenefits.com.

12. Entire Agreement

These Terms of Use constitute the entire agreement between you and Thrive Health Benefits regarding Website use. If any provision is deemed invalid, the remaining provisions will remain enforceable.

13. Governing Law and Jurisdiction

These terms are governed by the laws of New Mexico, USA. Any disputes must be resolved in state or federal courts located in Bernalillo County, New Mexico.

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